Terms and conditions for using our services
Last updated: January 1, 2024
By accessing and using the Skyarc Capital website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
Skyarc Capital Pte Ltd ("Skyarc Capital," "we," "our," or "us") provides loan brokerage services to help small and medium enterprises (SMEs) and other businesses find suitable financing solutions. We act as an intermediary between borrowers and lenders.
To use our services, you must:
The loan calculator on our website provides indicative estimates only. These calculations are:
Actual loan terms, interest rates, and approval decisions are made by the respective lenders, not by Skyarc Capital.
We act as a loan broker and do not:
We earn commission from lenders upon successful loan disbursement. This commission does not affect your loan terms or interest rates. All commission arrangements are disclosed to you before proceeding with any loan application.
You are responsible for:
Providing false or misleading information may result in loan rejection and legal consequences.
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information in compliance with Singapore's Personal Data Protection Act (PDPA).
You may not use our services for:
The content, design, and functionality of our website are protected by intellectual property laws. You may not:
Our services are provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
To the maximum extent permitted by law, Skyarc Capital shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services.
You agree to indemnify and hold harmless Skyarc Capital from any claims, damages, or expenses arising from your use of our services or violation of these terms.
Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of these third parties. Your use of third-party services is at your own risk.
We operate in compliance with applicable Singapore laws and regulations, including:
We may terminate or suspend your access to our services at any time, with or without notice, for any reason, including violation of these terms.
These terms are governed by the laws of Singapore. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the Singapore courts.
We reserve the right to modify these terms at any time. We will notify users of significant changes by posting the updated terms on our website. Your continued use of our services after such changes constitutes acceptance of the new terms.
If any provision of these terms is found to be unenforceable or invalid, the remaining provisions shall remain in full force and effect.
If you have any questions about these Terms of Use, please contact us:
These terms constitute a legal agreement. Please read them carefully and seek legal advice if you have any questions about your rights and obligations.